Elan Max Cash Preferred VisaElan Financial Services
Terms checked 2026-10-12
The U.S. Bank Cash+ formula in white-label form, sold through hundreds of community banks and credit unions.
Special bonusAF: $0Rating: 7.2/10
Elan Financial Services
The white-label giant you have probably used without knowing it: a U.S. Bank subsidiary that issues and services credit cards for the Fidelity Rewards Visa and well over a thousand community banks and credit unions. Your hometown bank's card almost certainly says Elan on the agreement, and the Max Cash Preferred is its flagship clone of the U.S. Bank Cash+.
Application Rules
- ▸Underwriting runs through Elan regardless of which bank's logo is on the card; all accounts service at myaccountaccess.com
- ▸No published velocity rules, and approvals run noticeably softer than U.S. Bank's own branded cards
- ▸Holding the same Elan product through two different partner banks is generally not allowed; bonuses are once per product
Tracked Elan Financial Services Cards