Credit Compound

Expensify

The expense-report software company issues a Visa corporate card that auto-reconciles every swipe inside its platform. Underwriting uses linked business bank balances with no personal guarantee. The real economics are in the software: card usage discounts the Expensify subscription, while the 1% base cash back trails every major rival.

Application Rules

  • Requires an Expensify account with a verified US business bank account
  • Cash back applies to US merchant purchases only and pays out monthly
  • The 2% rate requires $250,000 or more in combined monthly card spend across your company

Tracked Expensify Cards

Visa
Expensify Card
Business · No AF

The expense-report company's card: 1% everywhere, 2% if you spend a quarter million a month.

Special bonusAF: $0Rating: 7.0/10