Credit Compound

First Progress

First Progress is a secured card brand issued by Synovus Bank, selling one secured Mastercard in three trims: Elite, Select, and Prestige, which trade a higher annual fee for a lower APR. It serves rebuilders coming off serious credit damage who may not qualify with the major banks.

Application Rules

  • No minimum credit score and no credit history required
  • Refundable deposit from $200 to $2,000 sets the credit line
  • Reports to all three bureaus monthly

Tracked First Progress Cards

Mastercard
Platinum Prestige
Personal · $49 AF

The lowest APR in the secured card world, if you are willing to pay for it.

Special bonusAF: $49Rating: 5.6/10