First Progress
First Progress is a secured card brand issued by Synovus Bank, selling one secured Mastercard in three trims: Elite, Select, and Prestige, which trade a higher annual fee for a lower APR. It serves rebuilders coming off serious credit damage who may not qualify with the major banks.
Application Rules
- ▸No minimum credit score and no credit history required
- ▸Refundable deposit from $200 to $2,000 sets the credit line
- ▸Reports to all three bureaus monthly
Tracked First Progress Cards

First Progress Platinum Prestige Secured MastercardFirst Progress
The lowest APR in the secured card world, if you are willing to pay for it.
Special bonusAF: $49Rating: 5.6/10