First Tech Federal Credit Union
One of the largest US credit unions, historically serving technology workers in the Pacific Northwest and Silicon Valley. Its card lineup punches above its weight, with the Choice Rewards World Mastercard offering 2x everyday earning and a junk-fee-free structure.
Application Rules
- ▸Eligibility via tech employer partners, family members, or residence in Lane County, Oregon
- ▸Anyone can qualify by joining the Computer History Museum or Financial Fitness Association
- ▸Credit union underwriting favors existing deposit relationships
Tracked First Tech Federal Credit Union Cards

First Tech Choice Rewards World MastercardFirst Tech Federal Credit Union
2x on everyday spending with no annual fee and none of the usual junk fees.
20,000 pts bonus (≈$200)AF: $0Rating: 7.0/10