Credit Compound

Firstcard

A fintech focused on students and international newcomers, issuing a secured Mastercard through Regent Bank. Its core value is accepting applicants without an SSN, making it one of the few entry points into US credit for international students.

Application Rules

  • No SSN required: passport and visa documents are accepted for international applicants
  • No credit check; the deposit you fund is your limit
  • Subscription tiers from roughly $4 to $10 a month gate the APY and cashback levels

Tracked Firstcard Cards

Firstcard Secured Credit Builder Card card art

One of the few US credit builders that accepts international students without an SSN.

Special bonusAF: $48Rating: 5.7/10