Grow Credit MastercardGrow Credit
Terms checked 2026-10-12
A virtual card that turns the Netflix bill you already pay into a credit tradeline.
Special bonusAF: $0Rating: 5.6/10
Grow Credit
A Los Angeles fintech that issues a virtual Mastercard used exclusively to pay subscriptions like Netflix and Spotify, reporting each payment to all three bureaus. The free plan makes it the cheapest possible second tradeline.
Application Rules
- ▸No credit check; plans range from free to $9.99 a month
- ▸The card only pays merchants on Grow's eligible subscription list
- ▸Reported limits are small by design, from $17 to $150 a month depending on plan
Tracked Grow Credit Cards