Terms checked 2026-10-12
1% that becomes 2% if you actually use your KeyBank checking account.
Special bonusAF: $0Rating: 6.0/10
KeyBank
Cleveland-based regional spanning 15 states from Maine to Alaska. Its Key Cashback card pays 1% by default and 2% only when paired with an actively used KeyBank checking account, making the bank relationship the real product.
Application Rules
- ▸Applications limited to residents of KeyBank's 15-state footprint
- ▸The 2% rate requires a KeyBank checking account with 5 or more qualifying transactions per month
- ▸Miss the checking activity in a month and that month earns 1%
Tracked KeyBank Cards