Credit Compound

PenFed Credit Union

Pentagon Federal Credit Union, one of the country's largest, and unlike most military credit unions anyone can join by opening a $5 savings account. Its Honors Advantage program, earned through military affiliation or a PenFed checking account, unlocks the best rates and fee waivers on its cards.

Application Rules

  • ▸Open membership: anyone can join with a $5 share savings account at application
  • ▸Honors Advantage status (military service or PenFed checking) upgrades earn rates and waives the Pathfinder fee
  • ▸Typically pulls Equifax; membership and card can be approved in a single pass

Tracked PenFed Credit Union Cards

Visa
Pathfinder
Personal · $95 AF
PenFed Pathfinder Rewards Visa SignaturePenFed Credit Union

Premium-style travel perks at a credit-union price, fee waived for many members.

50,000 pts bonus (≈$425)AF: $95Rating: 7.7/10
Full ReviewView Offer
Visa
Power Cash
Personal · No AF
PenFed Power Cash RewardsPenFed Credit Union

2% everywhere for members who keep a PenFed checking account.

$100 bonus (≈$100)AF: $0Rating: 7.5/10
Full ReviewView Offer