Ramp CardRamp
Terms checked 2026-10-26
Cash back, free spend-management software, and no personal guarantee.
Special bonusAF: $0Rating: 8.5/10
Ramp
A spend-management platform whose Visa charge card pays a flat 1.5% with no fees and no personal guarantee. Underwriting is based on company bank balances and revenue, not the owner's credit score, and the bundled expense software replaces a paid platform for most teams. The accessible underwriting makes it the default corporate card for ordinary operating businesses.
Application Rules
- ▸Requires a registered US business entity and a business bank account; sole proprietors are not eligible
- ▸Limits are set from linked bank balances and adjust as your cash position changes
- ▸It is a charge card: the balance auto-pays in full, with no option to revolve
Tracked Ramp Cards