SDFCU Premium Cash Back+ Visa SignatureState Department Federal Credit Union
Terms checked 2026-10-12
2% everywhere with no foreign transaction fee, and anyone can join.
$200 bonus (≈$200)AF: $0Rating: 8.0/10
State Department Federal Credit Union
Alexandria, Virginia credit union founded for Foreign Service personnel that anyone can join through the American Consumer Council. Punches far above its weight in cards: a flat 2% Visa Signature with no annual fee, no foreign transaction fee and a real welcome bonus, plus early chip-and-PIN credentials beloved by international travelers.
Application Rules
- ▸Membership open to all: join the American Consumer Council during the application if you lack a State Department affiliation
- ▸Expect credit union pacing on applications, with manual review and possible document requests
- ▸Credit lines on the Premium Cash Back+ start at $5,000
Tracked State Department Federal Credit Union Cards