Credit Compound

Self

Self is a credit-building fintech whose core product is a credit builder loan, with the Secured Self Visa layered on top through partner banks. It serves people starting from nothing who want both an installment tradeline and a revolving tradeline from a single program, funding the card deposit with savings from the loan.

Application Rules

  • No credit check for the card or the Credit Builder Account
  • Card eligibility via the loan route requires three on-time payments and $100 in savings progress, or fund the deposit directly
  • Both the loan and the card report to all three bureaus

Tracked Self Cards

Visa
Self Visa
Personal · $25 AF

Turn credit builder loan savings into a secured card without new cash.

Special bonusAF: $25Rating: 5.9/10