Terms checked 2026-10-12
Turn credit builder loan savings into a secured card without new cash.
Special bonusAF: $25Rating: 5.9/10
Self
Self is a credit-building fintech whose core product is a credit builder loan, with the Secured Self Visa layered on top through partner banks. It serves people starting from nothing who want both an installment tradeline and a revolving tradeline from a single program, funding the card deposit with savings from the loan.
Application Rules
- ▸No credit check for the card or the Credit Builder Account
- ▸Card eligibility via the loan route requires three on-time payments and $100 in savings progress, or fund the deposit directly
- ▸Both the loan and the card report to all three bureaus
Tracked Self Cards