SoFi Credit CardSoFi
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
SoFi
The student-loan refinancer turned full nationally chartered bank. Its credit cards reward members for keeping money in the ecosystem, with cash back redeeming at full value into SoFi savings, investing or loan paydown. All card products are currently invitation-only.
Application Rules
- ▸Cards are invitation-only: you must be a SoFi member opted into marketing emails to receive an offer
- ▸Full 2% redemption value requires redeeming into a SoFi account
- ▸Lineup is in flux around the new Smart Card and SoFi Plus subscription changes in 2026
Tracked SoFi Cards
SoFi Smart CardSoFi
Terms checked 2026-10-12
Uncapped 5% at grocery stores on a secured card with no hard credit pull.
Special bonusAF: $0Rating: 6.9/10