Step
A family banking app built for teens, with a secured Visa that quietly accrues payment history years before adulthood. When users turn 18, Step can report up to two years of existing history, letting them start adult life with a real score.
Application Rules
- ▸Users under 18 need a parent or guardian to sponsor the account
- ▸No credit check at any age; spending is limited to the account balance
- ▸Credit history reports to the bureaus only after the user turns 18 and opts in
Tracked Step Cards
VisaStep Card
Personal · No AF
Step Visa CardStep
The card that lets a teenager turn 18 with two years of credit history already banked.
Special bonusAF: $0Rating: 6.9/10