Truist
The 2019 merger of BB&T and SunTrust, headquartered in Charlotte with a heavy Southeast and Mid-Atlantic footprint. Card rewards are deliberately wired into the deposit relationship: redeeming into a Truist account can add a 10% to 50% loyalty bonus.
Application Rules
- ▸Cards are pitched footprint-first; expect the smoothest approvals in Truist's Southeast and Mid-Atlantic branch states
- ▸Enjoy Cash earning structure (3-2-1 vs flat 1.5%) is chosen at application and cannot be changed later
- ▸Loyalty Cash Bonus tiers depend on your Truist deposit relationship level
Tracked Truist Cards
VisaEnjoy Cash
Personal · No AF
Truist Enjoy CashTruist
Pick 3-2-1 categories or flat 1.5%, but choose carefully because it is permanent.
Special bonusAF: $0Rating: 6.3/10