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Bank BonusBankingExpired
CheckingNationwideNo Direct DepositExpired

Ivy Bank adds $200 savings bonus

By Alex Compton · Updated

Ivy Bank has a $200 savings bonus that belongs on the bank-bonus watchlist. This should still be checked against the current account terms before anyone opens an account.

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At a Glance

Maximum Bonus Amount
$200
Account Type
Checking
Funding Requirement
$2,500
Hold Requirement
Maintain $2,500 for 60 consecutive days
Availability
Nationwide, excluding California
Direct Deposit Required
None
Additional Requirements
Initially deposit $2,500+
Hard/Soft Pull
Soft Pull
ChexSystems
Yes, not sensitive
Credit Card Funding
Unknown
Monthly Fees
None
Early Account Termination Fee
Unknown
Household Limit
None listed
Expiration Date
June 15, 2026

What Changed

Ivy Bank has a $200 savings bonus worth checking. Availability is listed as nationwide. Review direct deposit language, fees, funding rules and early-termination terms before opening.

Who Should Care

This is relevant for readers who can open savings accounts in the eligible footprint and are comfortable tracking account-opening requirements, monthly fees and bonus timelines.

Terms To Verify

Bank bonuses can turn on small details. The public card should not be treated as final until the account page and bonus disclosure match the expected terms.

  • Required account activity
  • Eligible states or membership rules
  • Direct deposit, debit-card, balance or funding requirements
  • Monthly fee waiver requirements
  • Bonus posting timeline and early-account-closure fee
  • Whether prior account holders are excluded

Before You Act

  1. 1Confirm the bonus amount on the bank application page.
  2. 2Screenshot or save the bonus terms before applying.
  3. 3Calendar the requirement window and expected payout month.
  4. 4Avoid opening if fees or deposit rules make the bonus uneconomic.