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CheckingConnecticut and New JerseyDirect Deposit Required

Ion Bank adds $300 Connecticut and New Jersey checking bonus

By Alex Compton · Updated

Ion Bank has a $300 checking bonus that belongs on the bank-bonus watchlist. This should still be checked against the current account terms before anyone opens an account.

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At a Glance

Maximum Bonus Amount
$300
Account Type
Checking
Funding Requirement
$1,000 within 90 days of opening
Availability
CT, NJ
Direct Deposit Required
Yes, $1,000+ per month for three consecutive months.
Additional Requirements
4 POS debit card purchases per month for three consecutive months
Hard/Soft Pull
Unknown
ChexSystems
No
Credit Card Funding
Up to $7,000
Monthly Fees
None
Early Account Termination Fee
Varies?
Household Limit
None
Expiration Date
None listed

What Changed

Ion Bank has a $300 checking bonus worth checking. Availability appears limited to Connecticut and New Jersey. Review direct deposit language, fees, funding rules and early-termination terms before opening.

Who Should Care

This is relevant for readers who can open checking accounts in the eligible footprint and are comfortable tracking account-opening requirements, monthly fees and bonus timelines.

Terms To Verify

Bank bonuses can turn on small details. The public card should not be treated as final until the account page and bonus disclosure match the expected terms.

  • Required account activity
  • Eligible states or membership rules
  • Direct deposit, debit-card, balance or funding requirements
  • Monthly fee waiver requirements
  • Bonus posting timeline and early-account-closure fee
  • Whether prior account holders are excluded

Before You Act

  1. 1Confirm the bonus amount on the bank application page.
  2. 2Screenshot or save the bonus terms before applying.
  3. 3Calendar the requirement window and expected payout month.
  4. 4Avoid opening if fees or deposit rules make the bonus uneconomic.