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OMB Bank adds $250 Missouri, Kansas and KC checking bonus

By Alex Compton · Updated

OMB Bank has a $250 checking bonus that belongs on the bank-bonus watchlist. This should still be checked against the current account terms before anyone opens an account.

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At a Glance

Maximum Bonus Amount
$250
Account Type
Checking
Funding Requirement
$250 within 90 days of opening
Availability
MO and KS, in branch only. Branch locations here. KC Metro area only
Direct Deposit Required
Yes, no minimum
Additional Requirements
None
Hard/Soft Pull
Soft Pull
ChexSystems
Yes
Credit Card Funding
None
Monthly Fees
None
Early Account Termination Fee
$25, 90 days
Household Limit
None listed
Expiration Date
7/31/26

What Changed

OMB Bank has a $250 checking bonus worth checking. Availability appears limited to Missouri, Kansas and KC. Review direct deposit language, fees, funding rules and early-termination terms before opening.

Who Should Care

This is relevant for readers who can open checking accounts in the eligible footprint and are comfortable tracking account-opening requirements, monthly fees and bonus timelines.

Terms To Verify

Bank bonuses can turn on small details. The public card should not be treated as final until the account page and bonus disclosure match the expected terms.

  • Required account activity
  • Eligible states or membership rules
  • Direct deposit, debit-card, balance or funding requirements
  • Monthly fee waiver requirements
  • Bonus posting timeline and early-account-closure fee
  • Whether prior account holders are excluded

Before You Act

  1. 1Confirm the bonus amount on the bank application page.
  2. 2Screenshot or save the bonus terms before applying.
  3. 3Calendar the requirement window and expected payout month.
  4. 4Avoid opening if fees or deposit rules make the bonus uneconomic.