Discover it $200 signup bonus stacks with $100 referral bonus
By Alex Compton · Updated
The increased Discover it $200 signup bonus is also available through referral links, allowing new members to earn an extra $100. New cardholders can also receive first-year Cashback Match and 0% APR on purchases and balance transfers for 15 months.
Open Official PageAt a Glance
What Changed
Referral links now show the increased $200 signup bonus alongside the referral incentive. The new member earns an additional $100 by signing up through a referral link and making a payment of any amount within 8 weeks; the referrer also receives $100. First-year Cashback Match doubles regular 1% cash back to 2% and 5% category earnings to 10%.
Our Take
Using a referral link is worthwhile if you can meet the spending requirement and payment deadline. The balance transfer offer carries a 3% fee, so weigh that cost against the interest you would avoid.
Before You Act
- 1Check that the referral offer displays both bonuses.
- 2Spend $500 within 3 months.
- 3Make a payment of any amount within 8 weeks.
- 4Factor in the 3% fee before transferring a balance.