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DATCU offers $200 CD bonus with $2,500 minimum and 4.15% APY

By Alex Compton · Updated

DATCU offers a $200 bonus on a new qualifying CD, with 4.15% APY advertised for a one-year term. The offer is available to people who live or work in eligible North Texas counties.

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At a Glance

Bonus
$200 paid at maturity
Qualifying Balance
$2,500–$25,000
Term
One year or longer
Advertised APY
4.15% for one year
Offer Ends
December 30, 2026

What Changed

DATCU offers a one-time $200 bonus at maturity for new CDs with terms of one year or longer and balances between $2,500 and $25,000. The bonus applies to only one CD per account per month. Eligibility covers people living or working in Denton, Wise, Cooke, Clay, Montague, Collin, Dallas, Parker, Tarrant, Jack or Grayson counties.

Our Take

This is worth considering if you meet the geographic requirements and can keep the money deposited until maturity. The fixed $200 bonus provides more value relative to your deposit at the $2,500 minimum than at larger balances.

Before You Act

  1. 1Confirm you live or work in an eligible county.
  2. 2Review the CD terms and advertised APY.
  3. 3Open a qualifying CD by December 30, 2026.
  4. 4Keep the CD through maturity to receive the bonus.
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