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Hudson Valley Credit Union brings back $500 checking bonus

By Alex Compton · Updated

Hudson Valley Credit Union has brought back its $500 checking bonus through December 21, 2026. The offer is relevant to eligible New York customers seeking a bonus without a required direct deposit, though the detailed terms shown still describe an older $400 promotion.

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At a Glance

Bonus
$500
Ends
December 21, 2026
Direct Deposit
Optional
Eligibility
Qualifying ties to Albany, Columbia, Greene, Rensselaer, Saratoga, Schenectady or Sullivan counties

What Changed

The latest update brings back the $500 offer with a December 21, 2026 deadline. Eligibility includes people who live, work, worship, volunteer or attend school in the listed counties. The older terms describe qualifying through $1,500 in debit card spending or direct deposits within 90 days, but those terms reference a $400 bonus and a prior promotional period.

Our Take

This could be useful for eligible customers who prefer qualifying through debit card spending. Confirm the current $500 offer requirements before opening an account, since the older terms do not establish the current qualification rules.

Before You Act

  1. 1Check your geographic eligibility.
  2. 2Review the current $500 offer terms.
  3. 3Confirm the spending alternative and qualification deadline before applying.