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Apple Card offers double cash back for one year, up to $1,000 extra

By Alex Compton · Updated

Apple Card offers eligible new cardholders double its standard Daily Cash rates for the first year, capped at $1,000 in additional cash back. Applicants must open an account through the promotional link by December 10, 2026, though availability without an offer email is uncertain.

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At a Glance

Offer
Double standard Daily Cash for 365 days
Bonus Cap
$1,000 in additional Daily Cash
Earning Rates
6%, 4% or 2% on qualifying purchases
Eligibility
Eligible new cardholders using the promotional link
Apply By
December 10, 2026

What Changed

Qualifying new accounts earn 6% at Apple and select merchants through Apple Pay, 4% on other Apple Pay purchases, and 2% with the titanium card or virtual card number. The increased rates apply to qualifying purchases posted within 365 days of account opening and end once the $1,000 additional Daily Cash cap is reached. Previous cardholders and applicants with another pending or approved application are excluded, and Apple Card Family co-owner and participant purchases do not earn the bonus rates. The application page does not display the bonus, leaving eligibility without the promotional email uncertain.

Our Take

This could be useful if your regular spending includes substantial Apple Pay purchases, especially at merchants earning 6%. Confirm the promotion applies before opening an account, particularly if you did not receive the email, and avoid extra spending just to reach the cap.

Before You Act

  1. 1Confirm the promotional offer applies to you.
  2. 2Apply through the promotional link and open the account by December 10, 2026.
  3. 3Use Apple Pay for qualifying purchases where available.
  4. 4Track additional Daily Cash toward the $1,000 cap.