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PNC brings back business checking bonuses of $400 or $1,000

By Alex Compton · Updated

PNC offers eligible businesses a $400 or $1,000 bonus for opening a qualifying business checking account by December 31, 2026. The offer is available in select states to businesses with annual revenue below $5 million, with balance requirements that vary by account.

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At a Glance

Bonus
$400 or $1,000
$400 Requirements
$2,000 average cycle balance for each of the first three statement cycles and 10 qualifying debit transactions within those cycles
$1,000 Requirements
$30,000 minimum average cycle balance for each of the first three statement cycles
Eligibility
Businesses with annual revenue below $5 million in select states
Ends
December 31, 2026

What Changed

The available-again offer pays $400 for qualifying Business Checking or Business Checking Plus accounts, or $1,000 for qualifying Treasury Enterprise Plan or Analysis Business Checking accounts. The $400 tier requires the stated balance and debit transactions, while the $1,000 tier requires the higher balance. An account is ineligible if any signer has signing authority on an existing PNC business checking account, closed an account within the past 90 days, or received a promotional premium within the past 12 months.

Our Take

The $400 tier is more accessible if you can maintain the required balance and complete the debit transactions. The $1,000 tier makes sense only if maintaining $30,000 fits your business needs; review ongoing account fees before choosing it.

Before You Act

  1. 1Confirm your business location and all signers qualify.
  2. 2Review account fees and choose a qualifying account.
  3. 3Open the account by December 31, 2026.
  4. 4Meet the balance requirement and any required debit transactions.
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