Biz Platinum vs Venture X Business
Premium business travel, two philosophies.
The Business Platinum Card from American Express
American Express
- Our rating
- 8.4/10
- Welcome bonus
- 150,000 points
- Bonus value
- ≈$3,000
- Annual fee
- $695
- Credits, max/yr
- $909
- Foreign txn fee
- None
Top earning rates
- 5x Flights and prepaid hotels via Amex Travel
- 1.5x Purchases of $5,000+ and select business categories (up to $2M/yr)
- 1x All other purchases
Capital One Venture X Business
Capital One
- Our rating
- 8.7/10
- Welcome bonus
- 150,000 points
- Bonus value
- ≈$2,700
- Annual fee
- $395
- Credits, max/yr
- $300
- Foreign txn fee
- None
Top earning rates
- 10x Hotels & rental cars via Capital One Travel
- 5x Flights via Capital One Travel
- 2x All other purchases
The Compound Verdict
Our ratings give it to the Capital One Venture X Business (8.7 vs 8.4). On current welcome offers, the Biz Platinum brings the bigger first-year haul at ≈$3,000. The fee gap is $300 a year, so make sure the extra credits and multipliers actually fit your spend.
Read the full reviews for the complete math: Biz Platinum review and Venture X Business review, or put them side by side in the comparison tool.