Credit Compound

Delta Platinum vs Delta Reserve

Delta status chasers: Platinum or Reserve?

Delta SkyMiles Platinum Amex card art

Delta SkyMiles Platinum Amex

American Express

Our rating
8.0/10
Welcome bonus
100,000 points
Bonus value
≈$1,150
Annual fee
$350
Credits, max/yr
$390
Foreign txn fee
None

Top earning rates

  • 3x Delta purchases
  • 2x Restaurants and US supermarkets
  • 1x All other purchases
Delta SkyMiles Reserve Amex card art

Delta SkyMiles Reserve Amex

American Express

Our rating
7.9/10
Welcome bonus
125,000 points
Bonus value
≈$1,438
Annual fee
$650
Credits, max/yr
$560
Foreign txn fee
None

Top earning rates

  • 3x Delta purchases
  • 1x All other purchases

The Compound Verdict

Our ratings give it to the Delta SkyMiles Platinum Amex (8.0 vs 7.9). On current welcome offers, the Delta Reserve brings the bigger first-year haul at ≈$1,438. The fee gap is $300 a year, so make sure the extra credits and multipliers actually fit your spend.

Read the full reviews for the complete math: Delta Platinum review and Delta Reserve review, or put them side by side in the comparison tool.