Savings rate record
Ally Online Savings
3.10% APY on all balance tiers with no monthly fee or minimum balance. Buckets and round-ups included. Rate adjusts with the market.
Current APY
3.10%
Minimum
None
Source check
2026-10-12
Savings Rate History
Rate observations are appended here. Older APYs remain visible after the bank changes its current rate.
Annual percentage yield
| Observed | APY | Evidence |
|---|---|---|
| 2026-10-12 | 3.10% | Ally Online Savings Account page →3.10% APY on all balance tiers |
| 2026-06-09 | 3.60% | Archive record · no attached snapshotLegacy snapshot; no event-level evidence attached |
Primary-source verification log
Append-only evidence ledger- changed
APY now 3.10% on all balance tiers, no minimum
Fields: apy
Ally Online Savings Account page →