Savings rate record
American Express High Yield Savings
3.10% APY with no minimum balance and no monthly fees. No checking pairing required. Typically lags rate leaders slightly.
Current APY
3.10%
Minimum
None
Source check
2026-10-12
Savings Rate History
Rate observations are appended here. Older APYs remain visible after the bank changes its current rate.
Annual percentage yield
| Observed | APY | Evidence |
|---|---|---|
| 2026-10-12 | 3.10% | American Express High Yield Savings page →APY stated as accurate as of October 12, 2026 |
| 2026-06-09 | 3.50% | Archive record · no attached snapshotLegacy snapshot; no event-level evidence attached |
Primary-source verification log
Append-only evidence ledger- changed
APY now 3.10% (accurate as of 10/12/2026), no minimum
Fields: apy
American Express High Yield Savings page →