Savings rate record
CIT Bank Platinum Savings
3.75% APY on balances of $5,000+ as of October 2026. A Boost50 promo adds 0.50% for 6 months (September 29 to December 15, 2026), pushing the top tier to about 4.25%. Balances under $5,000 earn a much lower rate.
Current APY
3.75%
Minimum
$100 to open; $5,000 balance for the top rate
Source check
2026-10-19
Savings Rate History
Rate observations are appended here. Older APYs remain visible after the bank changes its current rate.
| Observed | APY | Evidence |
|---|---|---|
| 2026-10-19 | 3.75% | Archive record · no attached snapshotStandard top-tier rate on $5,000+ balances; Boost50 promo (effective Sept 29-Dec 15, 2026) adds 0.50% to about 4.25% |
| 2026-06-09 | 4.00% | Archive record · no attached snapshotLegacy snapshot; no event-level evidence attached |
Primary-source verification log
Append-only evidence ledger- changed
Standard top-tier rate stepped down from 4.00% to 3.75% on $5,000+ balances; Boost50 promo (Sept 29-Dec 15, 2026) adds 0.50%, pushing the top tier to about 4.25%
Fields: apy, notes, rateHistory
CIT Bank Platinum Savings page, cross-checked against two independent aggregated rate trackers (CollegeInvestor and DealNews) agreeing on 3.75% standard / Boost50 terms, both within the last 30 days → - unavailable
JS app renders an empty body in headless and curl; no rate observable
CIT Platinum Savings page → - unavailable
CIT's Angular app never renders a body in curl or headless Chrome; no rate observable; record left unchanged
CIT Platinum Savings page →