Savings rate record
Discover Online Savings
The last recorded APY is preserved below. The current rate is withheld pending another primary-source check.
Current APY
Under review
Minimum
Under review
Source check
2026-10-19
Savings Rate History
Rate observations are appended here. Older APYs remain visible after the bank changes its current rate.
Annual percentage yield
| Observed | APY | Evidence |
|---|---|---|
| 2026-10-19 | 3.10% | Archive record · no attached snapshotLegacy snapshot; event-level evidence was not attached at the time |
Primary-source verification log
Append-only evidence ledger- changed
Converted accounts now carry Capital One 360 Performance Savings' 3.10% rate rather than legacy Discover's 3.30%; first batch converted August 23, 2026
Fields: apy, features, pros, cons, ourTake
Discover Online Savings page (now redirecting into Capital One 360 migration messaging) → - unavailable
Discover banking now presents Capital One deposit products and does not publish a current Discover Online Savings APY
Discover Online Banking page →