Greenlight Debit Card for Kids & Teens vs Current Account

Current is free: it dropped its subscription in 2026 and teen banking is included at no cost. Greenlight has no free tier and runs $5.99 to $19.98 per month, $72 to $240 a year.

Greenlight's controls go down to per-store and per-category spending limits with chore-tied allowance automation, the deepest set in the category. Current's teen controls cover the basics but nothing that granular.

Greenlight pays a 2% savings reward on Core scaling to 6% on Family Shield, on up to $5,000 per family. Current's 4% boost lives in the parent's Savings Pods, capped at $6,000, and is not a teen savings feature.

One Greenlight subscription covers up to 5 kids, and upper tiers add kid investing with parental approval, location sharing, and driving reports. Current's teen account is a single feature, not a platform.

Current is a full banking app in its own right: paycheck advances up to $750, early direct deposit, fee-free overdraft up to $200, and the Build Card for credit building. Greenlight does nothing for the adult paying for it.

Is Greenlight Debit Card for Kids & Teens or Current Account better?

Pick Greenlight if you are shopping for a kids' money product and want real controls, chores, and savings rewards, and you accept that it costs $72+ a year. Pick Current if the parent would genuinely use Current as a bank, because then the teen account is a free add-on and the subscription question disappears. Paying for Greenlight to get only its teen card while banking elsewhere is the one setup that makes no sense; free rivals cover that case.

Does Greenlight or Current charge a monthly fee?

Greenlight Debit Card for Kids & Teens: $5.99-$19.98 per family (up to 5 kids), no free tier. Current Account: $0 (premium tier made free in 2026; no paid plans remain).

Which earns a higher APY, Greenlight or Current?

Greenlight Debit Card for Kids & Teens pays 2% savings reward on Core, up to 6% on Family Shield (on up to $5,000 per family) APY. Current Account pays 4.00% boost on the first $2,000 in each of 3 Savings Pods ($6,000 total); balance above that earns nothing APY.

Which is better for price?

Current. Current is free: it dropped its subscription in 2026 and teen banking is included at no cost. Greenlight has no free tier and runs $5.99 to $19.98 per month, $72 to $240 a year.