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Relay Business Banking vs Lili Business Banking

By Alex Compton · Updated

Current comparison analysis is withheld until both official sources pass verification. The table below shows which fields remain under review.
Relay Business BankingLili Business Banking
APYAuto-savings pays 1.19% (Starter), 1.87% (Grow), or 3.21% (Scale) as of 10/5/2026Under review
Monthly Fee$0 (Starter)Under review
Minimum to OpenNoneUnder review
ATM AccessFee-free at Allpoint ATMs, including cash deposits at deposit-enabled machinesUnder review
InsuranceFDIC insured up to $3 million through Thread Bank's deposit sweep programUnder review
Our Rating8.5—

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