Air France KLM Visa Signature Card
By Alex Compton · Last verified
The only US card that earns Flying Blue XP toward elite status.
Welcome Bonus
50,000
≈$650 value
Spend Requirement
$2,000
in 3 months
Annual Fee
$89
No FTF
Credit Score
700+
(Good-Excellent)
Current offer note: Online offer: 50,000 bonus miles plus 100 XP after $2,000 in purchases within 90 days
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered 70k before; the current 50k is below its typical 60k. Elevated offers have appeared 1 time in the last two years of our data, so if you can wait, history is on your side.
Current offer
50k
All-time high
70k
Typical offer
60k
In place since
October 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 50,000 | $2,000 in 3 mo | Bonus decreased: 70,000 → 50,000 · Spend: $3,000 → $2,000Online offer: 50,000 bonus miles plus 100 XP after $2,000 in purchases within 90 days | Bank of America Air France KLM Visa Signature product page → |
| 2026-06 | 70,000 | $3,000 in 3 mo | Spend: $2,000 → $3,000Plus 100 XP toward Flying Blue elite status | Archive record · no attached snapshot |
| 2024-09 | 70,000 | $2,000 in 3 mo | Bonus increased: 50,000 → 70,000Elevated 70k offer | Archive record · no attached snapshot |
| 2023-01 | 50,000 | $2,000 in 3 mo | Earliest recordWorld Elite Mastercard era | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Now the Air France KLM Visa Signature: 50k miles plus 100 XP after $2,000 in 90 days, 3x dining added, 5,000 anniversary miles and 20/100/160 XP tiers; $89 fee confirmed
Fields: name, currentOffer, earningRates, benefits, ourTake, applyUrl
Bank of America Air France KLM Visa Signature product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 3xAir France, KLM and SkyTeam member airline purchases
- 3xDining
- 1.5xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦New applications are issued as the Air France KLM Visa Signature since March 2026, same fee and earning, existing World Elite Mastercards converted automatically
- ✦5,000 miles each account anniversary after $50 in purchases that year
- ✦20 XP each anniversary, rising to 100 XP after $15,000 and 160 XP after $25,000 in annual spend
- ✦No foreign transaction fee
Why it earns its spot
- +Flying Blue monthly promo rewards make these miles cheap to redeem
- +100 XP with the bonus is a real head start toward status
- +Modest $89 fee
Where it costs you
- −1.5x on non-travel, non-dining spend is mediocre for an $89 card
- −Flying Blue adds surcharges on some partner awards
The Compound Verdict
Flying Blue is one of the best transatlantic programs going, and this is the only US card that feeds it XP as well as miles. The current public offer is 50k miles plus 100 XP for $2,000 of spend, below the 70k peaks. Earn the bonus, keep it for the XP and anniversary miles, and use it for dining, where it now earns 3x.
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