Bank of America
Preferred Rewards turns ordinary cards extraordinary: up to 75% earn boosts for clients holding $100k+ in BofA/Merrill accounts.
Application Rules
- ▸2/3/4 rule: 2 cards per 2 months, 3 per 12, 4 per 24
- ▸Existing deposit relationship materially helps
Tracked Bank of America Cards
With Preferred Rewards Platinum Honors, this becomes a 2.62% everything card.
The Companion Fare makes this one of the best airline card deals anywhere.
3% in the category you choose, supercharged by Preferred Rewards.
1.5x everywhere, no fee, no FTF, and erase any travel purchase.
1.5% that grows to 2.62% with Preferred Rewards.
The full 3% choose-your-category structure, in a secured shell.
BofA's luxury card pays off when six figures sit in Merrill.
No rewards, no frills, 21 billing cycles of 0% interest.
The companion fare alone can repay the fee several times over.
Pick your 3% category and let Preferred Rewards push it toward 5.25%.
1.5% flat that quietly becomes 2.62% with a banking relationship.
A free business travel card with a bonus worth $500.
The only US card that earns Flying Blue XP toward elite status.
The airline is gone, and the points went with it.
A small town airline card whose BOGO airfare perk does the heavy lifting.
A sweet spot machine that Bank of America quietly retired.
A dead card for an airline that is itself being absorbed into Korean Air.
Royal Caribbean's 2026 card reboot, now covering Celebrity and Silversea too.
Retired in 2026 when Royal Caribbean Group consolidated onto the Royal ONE card.
A free card that chips away at your next Norwegian fare.
A sleeper hotel card that Bank of America put to sleep for good in 2026.