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Atmos Rewards Visa Signature Business Card card art

Atmos Rewards Visa Signature Business Card

By Alex Compton · Last verified

The companion fare alone can repay the fee several times over.

★ 8.4/10Bank of AmericabusinessAtmos Rewards Points
View Current OfferBest for: West coast business travelers

Welcome Bonus

70,000

≈$1,015 value

Spend Requirement

$4,000

in 3 months

Annual Fee

$70

No FTF

Credit Score

700+

(Good-Excellent)

Current offer note: Limited-time online offer: 70,000 bonus points plus a $99 Companion Fare (plus taxes and fees from $23) after $4,000 in purchases within 90 days

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Apply now or wait?

Apply now

This is the best public offer this card has ever had. In 4 tracked offers going back to 2023, nothing has beaten 70k.

Current offer

70k

All-time high

70k

Typical offer

65k

In place since

June 2026

Sign-Up Bonus (points)Spending Requirement ($)
025,00050,00075,000100,000$0$1,875$3,750$5,625$7,5002024-012025-012026-012027-01Sign-Up BonusSpending Requirement ($)
ObservedOfferRequirementWhat changedEvidence
2026-10-1270,000$4,000 in 3 moTerms reconfirmedLimited-time online offer: 70,000 bonus points plus a $99 Companion Fare (plus taxes and fees from $23) after $4,000 in purchases within 90 daysBank of America Atmos Rewards Visa Signature Business Card product page →
2026-0670,000$4,000 in 3 moBonus increased: 60,000 → 70,000Plus a $99 Companion Fare, highest public offer ever on this cardArchive record · no attached snapshot
2025-0960,000$4,000 in 3 moBonus increased: 50,000 → 60,000 · Spend: $3,000 → $4,000Rebranded to Atmos Rewards after the Alaska and Hawaiian mergerArchive record · no attached snapshot
2023-0650,000$3,000 in 3 moEarliest recordPlus $99 Companion Fare, Alaska Airlines brandingArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger
  1. changed

    70k points plus $99 Companion Fare after $4,000 in 90 days and $70 fee confirmed; benefits updated (cardholder free bag, 10% bonus with BofA business account, 20% inflight back, $100 Lounge+ discount) and product URL moved

    Fields: benefits, applyUrl

    Bank of America Atmos Rewards Visa Signature Business Card product page →

Source checked 2026-10-12 · spot an outdated offer? Report a correction above.

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Earning Rates

  • 3xAlaska Airlines and Hawaiian Airlines purchases
  • 2xGas, EV charging, shipping and local transit
  • 1xEverything else

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • ✦Annual $99 Companion Fare each year you spend $6,000 on the card
  • ✦Free checked bag and preferred boarding for any cardholder on Alaska and Hawaiian tickets bought with the card
  • ✦10% rewards bonus on all card points with an eligible Bank of America small business account
  • ✦20% back on Alaska and Hawaiian inflight purchases and $100 off an annual Alaska Lounge+ membership

Why it earns its spot

  • +70k points at 1.45 cents each is over $1,000 in value
  • +Companion fare repeats every year with modest spend
  • +Low $70 annual fee for an airline business card

Where it costs you

  • −Earning outside Alaska and Hawaiian purchases is weak
  • −$25 fee per employee card adds up
  • −Atmos program rules are still settling after the merger

The Compound Verdict

Alaska miles, now Atmos points, remain some of the most valuable airline currency in the US, and this card hands you a pile of them plus a yearly companion fare for $70. If your business flies Alaska or Hawaiian even twice a year this is an easy yes. Just do not expect much from the everyday earning rates.

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