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Atmos Rewards Ascent Visa Signature Card card art

Atmos Rewards Ascent Visa Signature Card

By Alex Compton · Last verified

The Companion Fare makes this one of the best airline card deals anywhere.

8.3/10Bank of AmericapersonalAtmos Rewards Points
View Current OfferBest for: West Coast flyers and companion travel

Welcome Bonus

50,000

≈$725 value

Spend Requirement

$2,000

in 3 months

Annual Fee

$95

No FTF

Credit Score

700+

(Good to Excellent)

Current offer note: Plus buy one ticket, get one for just taxes and fees

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Apply now or wait?

Consider waiting

This card has offered 60k before; the current 50k is right at its typical 50k. Elevated offers have been rare lately, so waiting is a gamble.

Current offer

50k

All-time high

60k

Typical offer

50k

In place since

June 2026

Sign-Up Bonus (points)Spending Requirement ($)
018,75037,50056,25075,000$0$1,000$2,000$3,000$4,0002021-012022-012023-012024-012025-012026-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.

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Earning Rates

  • 3xAlaska Airlines and Hawaiian Airlines purchases
  • 2xGas, EV charging, cable, streaming, local transit
  • 1xAll other purchases

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • Annual $99 Companion Fare after $6,000 in purchases per year
  • Free first checked bag and preferred boarding for you and up to six guests on Alaska and Hawaiian flights
  • 20% back on in-flight purchases
  • $100 off an Alaska Lounge+ membership each year
  • Atmos Rewards points book oneworld partners like AA, JAL, and Cathay

Why it earns its spot

  • +Companion Fare can save hundreds on a single booking
  • +Atmos Rewards points are among the most valuable airline currencies
  • +Bag and boarding benefits now cover Hawaiian flights too

Where it costs you

  • Companion Fare now requires $6,000 annual spend
  • Route network is West Coast centric

The Compound Verdict

Alaska and Hawaiian merged their programs into Atmos Rewards and rebranded this card the Ascent, keeping the same $95 fee and the famous Companion Fare. Buy one expensive Alaska ticket with it and the card pays for itself several times over. The oneworld partner chart makes the points a stealth premium-cabin currency.

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