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Atmos Rewards Ascent Visa Signature Card card art

Atmos Rewards Ascent Visa Signature Card

By Alex Compton · Last verified

The Companion Fare makes this one of the best airline card deals anywhere.

8.4/10Bank of AmericapersonalAtmos Rewards Points
View Current OfferBest for: West Coast flyers and companion travel

Welcome Bonus

70,000

≈$1,015 value

Spend Requirement

$2,500

in 3 months

Annual Fee

$95

No FTF

Credit Score

700+

(Good to Excellent)

Current offer note: Plus a $99 Companion Fare (from $122 with taxes and fees) with the welcome offer

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Apply now or wait?

Apply now

This is the best public offer this card has ever had. In 4 tracked offers going back to 2021, nothing has beaten 70k.

Current offer

70k

All-time high

70k

Typical offer

55k

In place since

August 2026

Sign-Up Bonus (points)Spending Requirement ($)
025,00050,00075,000100,000$0$1,000$2,000$3,000$4,0002021-012022-012023-012024-012025-012026-01Sign-Up BonusSpending Requirement ($)
ObservedOfferRequirementWhat changedEvidence
2026-0870,000$2,500 in 3 moBonus increased: 50,000 → 70,000 · Spend: $2,000 → $2,500Raised to 70,000 points plus a $99 Companion FareArchive record · no attached snapshot
2026-0650,000$2,000 in 3 moBonus decreased: 60,000 → 50,000 · Spend: $3,000 → $2,000Post-rebrand offer with companion ticketArchive record · no attached snapshot
2023-0860,000$3,000 in 3 moBonus increased: 40,000 → 60,000 · Spend: $2,000 → $3,000Archive record · no attached snapshot
2021-0140,000$2,000 in 3 moEarliest recordArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger

Event-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.

Source checked 2026-08-31 · spot an outdated offer? Report a correction above.

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Earning Rates

  • 3xAlaska Airlines and Hawaiian Airlines purchases
  • 2xGas, EV charging, cable, streaming, local transit
  • 1xAll other purchases

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • Annual $99 Companion Fare after $6,000 in purchases per year
  • Free first checked bag and preferred boarding for you and up to six guests on Alaska and Hawaiian flights
  • 20% back on in-flight purchases
  • $100 off an Alaska Lounge+ membership each year
  • Atmos Rewards points book oneworld partners like AA, JAL, and Cathay

Why it earns its spot

  • +Companion Fare can save hundreds on a single booking
  • +Atmos Rewards points are among the most valuable airline currencies
  • +Bag and boarding benefits now cover Hawaiian flights too

Where it costs you

  • Companion Fare now requires $6,000 annual spend
  • Route network is West Coast centric

The Compound Verdict

Alaska and Hawaiian merged their programs into Atmos Rewards and rebranded this card the Ascent, keeping the same $95 fee and the famous Companion Fare. The welcome offer was raised to 70,000 points plus a $99 Companion Fare as of August 2026, the richest version of this offer we have tracked. Buy one expensive Alaska ticket with it and the card pays for itself several times over. The oneworld partner chart makes the points a stealth premium-cabin currency.

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