Capital One SavorCapital One
Terms checked 2026-10-23
No-annual-fee cash back on eligible food, entertainment and streaming purchases
$200 bonus (≈$200)AF: $0Rating: 8.5/10
Alliant Cashback Visa Signature
By Alex Compton · Last verified
The legendary 2.5% card, now closed to new applicants and cut to 1.5%.
★ 5.0/10Alliant Credit UnionpersonalCash Back
DiscontinuedBest for: Legacy cardholders only
Welcome Bonus
None recorded
Last recorded offer
Spend Requirement
None recorded
Last recorded requirement
Annual Fee
$0
Last recorded · No FTF
Credit Score
720+
(Good-Excellent)
Common Questions
Is the Alliant Cashback Visa Signature discontinued?
Yes. No welcome offer, card is no longer open to new applicants. The legendary 2.5% card, now closed to new applicants and cut to 1.5%.
What can I use instead of the Alliant Cashback Visa Signature?
The closest open alternatives we track are the Capital One Savor, Chase Freedom Unlimited, Capital One Venture. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Alliant Cashback Visa Signature is no longer open to new applicants. Compare these cards for a similar use.
Terms checked 2026-11-02
1.5x on everything, and a points multiplier when paired with a Sapphire.
20,000 pts bonus (≈$200)AF: $0Rating: 8.4/10
Capital One VentureCapital One
Terms checked 2026-10-12
2x everywhere with real transfer partners for $95.
75,000 pts bonus (≈$1,350)AF: $95Rating: 8.4/10
Historical Offers Chart
Dated offer history for this discontinued product.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $0 | No recorded spend | Terms reconfirmedNo welcome offer, card is no longer open to new applicants | Archive record · no attached snapshot |
| 2021-01 | $0 | No recorded spend | Earliest recordNo welcome offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Historical record · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 1.5xAll purchases (rate cut from 2.5% effective 11/1/2025)
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Existing cardholders keep the card with no annual fee
- ✦Redemption minimum lowered to $25
- ✦No foreign transaction fees
Why it earns its spot
- +Was the best flat-rate card in America for years
- +Still a fee-free 1.5% keeper for existing holders
Where it costs you
- −Pulled from new applications in 2025
- −2.5% Tier One rate ended 11/1/2025, now 1.5% for everyone
- −Alliant checking requirements no longer buy anything extra
The Compound Verdict
For years this was the answer to the question of the best flat-rate card: 2.5% on up to $10,000 a month with a checking relationship. Alliant quietly closed it to new applicants and cut everyone to 1.5% in late 2025. Existing holders should move big spend to a true 2% card.
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