Alliant Cashback Visa Signature
By Alex Compton · Last verified
The legendary 2.5% card, now closed to new applicants and cut to 1.5%.
Welcome Bonus
None
No welcome offer, card is no longer open to new applicants
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
720+
(Good-Excellent)
Common Questions
Is the Alliant Cashback Visa Signature discontinued?
Yes. No welcome offer, card is no longer open to new applicants. The legendary 2.5% card, now closed to new applicants and cut to 1.5%.
What can I use instead of the Alliant Cashback Visa Signature?
The closest open alternatives we track are the Capital One Savor, Bilt Mastercard, Chase Freedom Unlimited. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Alliant Cashback is gone, but these cards do a similar job and are still accepting applications.
3% on dining, groceries, entertainment and streaming. No fee.
The only card that earns points on rent with no fee.
1.5x on everything, and a points multiplier when paired with a Sapphire.
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 1.5xAll purchases (rate cut from 2.5% effective 11/1/2025)
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Existing cardholders keep the card with no annual fee
- ✦Redemption minimum lowered to $25
- ✦No foreign transaction fees
Why it earns its spot
- +Was the best flat-rate card in America for years
- +Still a fee-free 1.5% keeper for existing holders
Where it costs you
- −Pulled from new applications in 2025
- −2.5% Tier One rate ended 11/1/2025, now 1.5% for everyone
- −Alliant checking requirements no longer buy anything extra
The Compound Verdict
For years this was the answer to the question of the best flat-rate card: 2.5% on up to $10,000 a month with a checking relationship. Alliant quietly closed it to new applicants and cut everyone to 1.5% in late 2025. Existing holders should move big spend to a true 2% card.
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