Capital One Savor
By Alex Compton · Last verified
3% on dining, groceries, entertainment and streaming. No fee.
Welcome Bonus
$200
≈$200 value
Spend Requirement
$500
in 3 months
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Current offer note: $200 cash bonus; applicants who received a Savor bonus in the past 48 months are not eligible
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered $250 before; the current $200 is below its typical $250. Elevated offers have been rare lately, so waiting is a gamble.
Current offer
$200
All-time high
$250
Typical offer
$250
In place since
September 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-09-04 | $200 | $500 in 3 mo | Bonus decreased: $250 → $200$200 public online offer; 48-month product-bonus restriction applies | Capital One Savor product page → |
| 2026-06-12 | $250 | $500 in 3 mo | Terms reconfirmed$250 elevated public offer | Archive record · no attached snapshot |
| 2026-01 | $250 | $500 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2024-10 | $250 | $500 in 3 mo | Earliest recordSavorOne renamed to Savor | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Recorded the public offer decrease from $250 to $200 and added current Capital One Travel, Entertainment and introductory APR terms.
Fields: currentOffer, offerHistory, earningRates, benefits, lastVerified
Capital One Savor product page →
Source checked 2026-09-04 · spot an outdated offer? Report a correction above.
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Earning Rates
- 8xCapital One Entertainment purchases
- 5xHotels, vacation rentals & rental cars via Capital One Travel
- 3xDining, groceries, entertainment & popular streamingGrocery excludes superstores such as Walmart and Target
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦0% intro APR for 12 months on purchases and balance transfers; balance-transfer fee applies
- ✦No FTF on a no-fee card
- ✦Pairs with Venture X: cash back converts to miles
Why it earns its spot
- +Huge category coverage for $0
- +Converts to transferable miles next to a Venture card
Where it costs you
- −3% trails the Amex Gold's 4x for big spenders
The Compound Verdict
Sleeper pick. Alone it is a great no-fee dining card; next to a Venture X its 3% becomes 3x transferable miles, one of the best combos in the game.
Head-to-Head Comparisons
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