Capital One Savor
3% on dining, groceries, entertainment and streaming. No fee.
Welcome Bonus
$250
≈$250 value
Spend Requirement
$500
in 3 months
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Current offer note: $250 cash bonus
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-01-15 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 3xDining, groceries, entertainment, streaming
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦No FTF on a no-fee card
- ✦Pairs with Venture X: cash back converts to miles
Why it earns its spot
- +Huge category coverage for $0
- +Converts to transferable miles next to a Venture card
Where it costs you
- −3% trails the Amex Gold's 4x for big spenders
The Compound Verdict
Sleeper pick. Alone it is a great no-fee dining card; next to a Venture X its 3% becomes 3x transferable miles, one of the best combos in the game.
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