American ExpressAmazon Business Prime American Express Card
5% back at Amazon, or 90 day float. Pick your poison.
Welcome Bonus
12,500
≈$125 value
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
690+
(Good-Excellent)
Current offer note: $125 Amazon Gift Card upon approval, no spend required
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 5xAmazon Business, AWS, Amazon.com, Whole Foods (up to $120k/yr)
- 2xUS restaurants, US gas stations, wireless services
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Choice of 5% back or 90 day terms on Amazon purchases
- ✦No foreign transaction fees
- ✦Free employee cards
Why it earns its spot
- +5% on up to $120k of Amazon and AWS spend is huge for Amazon-heavy businesses
- +Gift card bonus requires zero spend
Where it costs you
- −Requires a paid Business Prime membership for the 5% rate
- −Rewards are Amazon points locked to Amazon, not real cash
The Compound Verdict
If your business buys serious volume from Amazon or runs on AWS, 5% back on $120k a year is real money for a no-fee card. Just know the rewards stay inside the Amazon ecosystem, and the 90 day terms option means forfeiting the 5%.
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