Amazon Business Prime American Express Card
By Alex Compton · Last verified
5% back at Amazon, or 90 day float. Pick your poison.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
690+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 12,500 | No recorded spend | Terms reconfirmed$125 Amazon Gift Card upon approval, no spend required | Archive record · no attached snapshot |
| 2024-01 | 12,500 | No recorded spend | Bonus increased: 10,000 → 12,500$125 gift card on approval | Archive record · no attached snapshot |
| 2021-01 | 10,000 | No recorded spend | Earliest record$100 gift card on approval | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-10 · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 5xAmazon Business, AWS, Amazon.com, Whole Foods (up to $120k/yr)Requires eligible Business Prime membership. Or choose 90 day payment terms instead
- 2xUS restaurants, US gas stations, wireless services
- 1xAll other purchases
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Choice of 5% back or 90 day terms on Amazon purchases
- ✦No foreign transaction fees
- ✦Free employee cards
Why it earns its spot
- +5% on up to $120k of Amazon and AWS spend is huge for Amazon-heavy businesses
- +Gift card bonus requires zero spend
Where it costs you
- −Requires a paid Business Prime membership for the 5% rate
- −Rewards are Amazon points locked to Amazon, not real cash
The Compound Verdict
If your business buys serious volume from Amazon or runs on AWS, 5% back on $120k a year is real money for a no-fee card. Just know the rewards stay inside the Amazon ecosystem, and the 90 day terms option means forfeiting the 5%.
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