Amex Blue Business Plus
By Alex Compton · Last verified
2x on everything, no fee, full Membership Rewards. Quietly elite.
Welcome Bonus
50,000
≈$1,000 value
Spend Requirement
$5,000
in 3 months
Annual Fee
$0
2.7% FTF
Credit Score
700+
(Good-Excellent)
Current offer note: Public offer raised from 15,000 points; Amex advertises an offer as high as 50,000, and the exact amount may be lower
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Apply nowThis is the best public offer this card has ever had. In 5 tracked offers going back to 2021, nothing has beaten 50k.
Current offer
50k
All-time high
50k
Typical offer
15k
In place since
October 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-19 | 50,000 | $5,000 in 3 mo | Bonus increased: 15,000 → 50,000 · Spend: $3,000 → $5,000Public offer raised to as high as 50,000 points after $5,000 in 3 months | The Points Party, corroborated by a Dealspoints report the same week, both dated mid-October 2026 → |
| 2026-09-04 | 15,000 | $3,000 in 3 mo | Terms reconfirmedPublic offer reconfirmed | American Express Blue Business Plus application page → |
| 2026-01 | 15,000 | $3,000 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2023-06 | 15,000 | $3,000 in 3 mo | Bonus increased: 10,000 → 15,000 | Archive record · no attached snapshot |
| 2021-01 | 10,000 | $3,000 in 3 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- confirmed
Checked annual fee and ongoing reward conditions for the business-card guide on October 23. This does not renew the full card record, welcome offer, APR or application approval claims.
Official issuer terms for business-card guide → - changed
Public welcome offer raised from 15,000 points/$3,000 spend to as high as 50,000 points/$5,000 spend over 3 months
Fields: currentOffer, offerHistory, pros, cons, ourTake, rating
The Points Party, corroborated by a Dealspoints report the same week, both dated mid-October 2026 → - confirmed
Reconfirmed 15,000 points after $3,000 in three months, no annual fee, 2x on the first $50,000, and current business-card benefits.
Fields: currentOffer, offerHistory, benefits, lastVerified
American Express Blue Business Plus application page →
Source checked 2026-11-02 · spot an outdated offer? Report a correction above.
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Earning Rates
- 2xAll purchases (up to $50k/yr)
- 1xAbove $50k/yr
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Keeps Membership Rewards alive with no fee
- ✦Eligible AmexTravel.com purchases earn 2x without counting toward the $50,000 annual cap
- ✦Expanded Buying Power
- ✦No-fee employee cards
Why it earns its spot
- +2x transferable everywhere is a 4%+ return done right
- +Free MR anchor if you downgrade premium cards
- +The welcome offer jumped to as high as 50,000 points in October 2026, a real bonus instead of an afterthought
Where it costs you
- −$50k cap
The Compound Verdict
The best no-fee business card in existence for points people. It anchors your Membership Rewards account forever and earns 2x on whatever has no category bonus. The welcome offer used to be an afterthought; at up to 50,000 points for $5,000 in three months, it no longer is.
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