Amazon Store Card
By Alex Compton · Last verified
5% back for Prime members, but it is store-only: this card works at Amazon and nowhere else.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
640+
(Fair-Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 1,000 | No recorded spend | Bonus decreased: 6,000 → 1,000$10 instant gift card, periodically higher | Archive record · no attached snapshot |
| 2024-01 | 6,000 | No recorded spend | Earliest record$60 gift card promo periods | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-11 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 5xAmazon.com and Whole Foods MarketRequires an eligible Prime membership
- 0xEverywhere elseStore-only card; it cannot be used outside Amazon
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦5% back at Amazon and Whole Foods with Prime, matching the Prime Visa rate
- ✦0% Equal Monthly Payments plans: 6 payments on $50 to $599.99, 12 payments on $600 or more
- ✦Easier approval than the Chase-issued Amazon Prime Visa
Why it earns its spot
- +Same 5% Amazon rate as the Prime Visa with a lower credit bar
- +Equal monthly payment plans replaced deferred interest on new purchases as of February 2026
- +No annual fee beyond the Prime membership you already pay for
Where it costs you
- −Store-only: useless at every merchant that is not Amazon
- −5% requires an active Prime membership, otherwise the card earns almost nothing
- −29.49% APR if you carry a balance outside a payment plan
The Compound Verdict
A private label card in the purest sense, it only works at Amazon. With Prime it matches the Prime Visa's 5%, which makes it a fair pick for thin credit files Chase would decline. Anyone who qualifies for the Prime Visa should take that instead and get a card that works at more than one company.
Rate this card
Be the first to rate it
Commentson Amazon Store Card
Comments are stored in your browser during our community preview. Accounts, moderation and cross-device sync arrive with Credit Compound Community.