PayPal Cashback MastercardSynchrony Bank
Terms checked 2026-10-12
3% on everything you check out with PayPal, which is most of the internet.
Special bonusAF: $0Rating: 7.8/10
Synchrony Bank
The biggest store-card issuer in America, powering cobrands for PayPal, Venmo, Sam's Club, Verizon, Amazon's store card and over a hundred retailers. Approvals are accessible, but Synchrony actively manages risk after approval, trimming limits and closing idle accounts.
Application Rules
- ▸Comparatively forgiving underwriting, often approving good rather than excellent credit
- ▸Known for proactive credit-limit cuts and closures on unused or risky accounts, so keep cards active
- ▸Each cobrand may add its own eligibility gate, such as an active PayPal account or Verizon service
Tracked Synchrony Bank Cards
Venmo Credit CardSynchrony Bank
Terms checked 2026-10-12
3% on dining, entertainment and Venmo checkout, up to 4% when friends split the bill.
Special bonusAF: $0Rating: 7.0/10
Sam's Club MastercardSynchrony Bank
Terms checked 2026-10-12
5% on gas anywhere is still one of the best pump rates in the country.
$30 bonus (≈$30)AF: $0Rating: 7.4/10
Verizon Visa CardSynchrony Bank
Terms checked 2026-10-12
4% on gas, groceries and dining, as long as you spend it all at Verizon.
15,000 pts bonus (≈$150)AF: $0Rating: 6.8/10
Sun Country Airlines Visa Signature CardSynchrony Bank
Terms checked 2026-10-19
Minnesota's hometown airline card, rebooted under Synchrony.
25,000 pts bonus (≈$250)AF: $89Rating: 6.3/10
Cathay Pacific Visa Signature CardSynchrony Bank
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Virgin Red Rewards World Elite MastercardSynchrony Bank
Terms checked 2026-10-12
One card for the whole Virgin empire: Atlantic, Hotels and Voyages.
60,000 pts bonus (≈$840)AF: $99Rating: 7.5/10
OnePay CashRewards Credit CardSynchrony Bank
Terms checked 2026-10-12
Walmart's new house card: 5% back in-store and online with Walmart+.
$35 bonus (≈$35)AF: $0Rating: 7.3/10
eBay MastercardSynchrony Bank
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
TJX Rewards Platinum MastercardSynchrony Bank
Terms checked 2026-10-12
5% back across T.J. Maxx, Marshalls, HomeGoods, Sierra and Homesense.
Special bonusAF: $0Rating: 5.9/10
myWalgreens MastercardSynchrony Bank
Terms checked 2026-10-12
Up to 10% back at Walgreens, paid in Walgreens Cash that stays at Walgreens.
$50 bonus (≈$50)AF: $0Rating: 6.2/10
Rakuten Cash Back VisaSynchrony Bank
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Synchrony Premier World MastercardSynchrony Bank
Terms checked 2026-10-12
Synchrony's house 2% card, the landing pad for converted eBay Mastercard holders.
Special bonusAF: $0Rating: 6.9/10
JCPenney MastercardSynchrony Bank
Terms checked 2026-10-12
CashPass points at Penney's and a 33% APR everywhere else.
Special bonusAF: $0Rating: 4.8/10
Amazon Store CardSynchrony Bank
Terms checked 2026-10-12
5% back for Prime members, but it is store-only: this card works at Amazon and nowhere else.
Special bonusAF: $0Rating: 5.8/10
MyLowe's Rewards Credit CardSynchrony Bank
Terms checked 2026-10-19
A flat 5% off at Lowe's on a store-only card that works nowhere else.
10,000 pts bonus (≈$100)AF: $0Rating: 5.6/10