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Blue Cash Everyday Card card art

Blue Cash Everyday Card

3% groceries, gas, and online retail with no fee.

7.8/10American ExpresspersonalCash Back
View Current OfferBest for: No-fee everyday cash back

Welcome Bonus

$200

≈$200 value

Spend Requirement

$2,000

in 6 months

Annual Fee

$0

2.7% FTF

Credit Score

670+

(Good)

Current offer note: $200 statement credit

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (value)Spending Requirement ($)
$0$100$200$300$400$0$1,000$2,000$3,000$4,0002021-012022-012023-012024-012025-012026-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.

Earning Rates

  • 3xUS supermarkets (up to $6k/yr)
  • 3xUS gas stations (up to $6k/yr)
  • 3xUS online retail purchases (up to $6k/yr)
  • 1xAll other purchases

Credits ($84/yr stated)

  • Disney Bundle credit$84

    $7 monthly with $9.99+ subscription, enrollment required

Benefits

  • 0% intro APR on purchases
  • Amex Offers
  • Purchase protection

Why it earns its spot

  • +Three useful 3% categories with no fee
  • +Online retail category covers Amazon and most e-commerce

Where it costs you

  • $6k caps per category
  • 2.7% foreign transaction fee
  • BCP earns double on groceries if you spend enough

The Compound Verdict

The right starter Amex for households that will not clear the Blue Cash Preferred fee math. Three percent on online retail is the sleeper category. Upgrade to the BCP once grocery spend passes roughly $3k a year.

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