Blue Cash Everyday Card
By Alex Compton · Last verified
3% groceries, gas, and online retail with no fee.
Welcome Bonus
$200
≈$200 value
Spend Requirement
$2,000
in 6 months
Annual Fee
$0
2.7% FTF
Credit Score
670+
(Good)
Current offer note: Personalized offer advertised as high as $200 cash back
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered $250 before; the current $200 is right at its typical $200. Elevated offers have been rare lately, so waiting is a gamble.
Current offer
$200
All-time high
$250
Typical offer
$200
In place since
January 2025
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-09-05 | $200 | $2,000 in 6 mo | Terms reconfirmedPersonalized offer advertised as high as $200 cash back | American Express Blue Cash Everyday product page → |
| 2026-06 | $200 | $2,000 in 6 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2025-01 | $200 | $2,000 in 6 mo | Bonus decreased: $250 → $200 | Archive record · no attached snapshot |
| 2023-04 | $250 | $2,000 in 6 mo | Bonus increased: $200 → $250$250 elevated | Archive record · no attached snapshot |
| 2021-01 | $200 | $2,000 in 6 mo | Earliest record$200 | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Personalized offer advertised as high as $200 after $2,000 in six months; rewards, fee and Disney credit reconciled
Fields: currentOffer, offerHistory, credits, lastVerified
American Express Blue Cash Everyday product page →
Source checked 2026-09-05 · spot an outdated offer? Report a correction above.
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Earning Rates
- 3xUS supermarkets (up to $6k/yr)
- 3xUS gas stations (up to $6k/yr)
- 3xUS online retail purchases (up to $6k/yr)
- 1xAll other purchases
Credits ($84/yr stated)
- Disney Streaming credit$84
$7 monthly on eligible Disney+, Hulu or Stream.ESPN.com subscriptions; no minimum purchase; enrollment required
Benefits
- ✦0% intro APR on purchases
- ✦Amex Offers
- ✦Purchase protection
Why it earns its spot
- +Three useful 3% categories with no fee
- +Online retail category covers Amazon and most e-commerce
Where it costs you
- −$6k caps per category
- −2.7% foreign transaction fee
- −BCP earns double on groceries if you spend enough
The Compound Verdict
The right starter Amex for households that will not clear the Blue Cash Preferred fee math. Three percent on online retail is the sleeper category. Upgrade to the BCP once grocery spend passes roughly $3k a year.
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