The Plum Card from American Express
By Alex Compton · Last verified
Pay early for 1.5% off, or float your bill 60 days. Discontinued March 2026.
Welcome Bonus
None recorded
Last recorded offer
Spend Requirement
None recorded
Last recorded requirement
Annual Fee
$250
Last recorded · No FTF
Credit Score
700+
(Good-Excellent)
Common Questions
Is the The Plum Card from American Express discontinued?
Yes. No public welcome offer. Closed to new applicants 3/25/26. Pay early for 1.5% off, or float your bill 60 days. Discontinued March 2026.
What can I use instead of the The Plum Card from American Express?
The closest open alternatives we track are the Amex Blue Business Plus, The Business Platinum Card from American Express, American Express Business Gold Card. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Plum is gone, but these cards do a similar job and are still accepting applications.
2x on everything, no fee, full Membership Rewards. Quietly elite.
Platinum lounge access plus a credit stack built for business spend.
4x in your top two business categories, automatically.
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $0 | No recorded spend | Terms reconfirmedNo public welcome offer. Closed to new applicants 3/25/26 | Archive record · no attached snapshot |
| 2024-01 | $0 | No recorded spend | Earliest recordPlum historically carried no public welcome offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Historical record · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 1.5xDiscount on any bill paid within 10 days of the due dateUnlimited, taken as a statement credit
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Pay early for 1.5% off, or take up to 60 days to pay with no interest
- ✦No foreign transaction fees
- ✦No fee employee cards
Why it earns its spot
- +Unlimited 1.5% with no category games for early payers
- +60-day float is real working capital for cash-flow businesses
Where it costs you
- −Discontinued: closed to new applicants March 25, 2026
- −$250 fee needs about $17k/yr of early-paid spend to break even
The Compound Verdict
A cash-flow tool, not a rewards card, and Amex retired it in March 2026 in favor of the new Graphite lineup. Existing cardholders keep their accounts. If you have one and use the early pay discount, keep using it.
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