The Plum Card from American Express
By Alex Compton · Last verified
Pay early for 1.5% off, or float your bill 60 days. Discontinued March 2026.
Welcome Bonus
None
No public welcome offer. Closed to new applicants 3/25/26
Spend Requirement
None
Annual Fee
$250
No FTF
Credit Score
700+
(Good-Excellent)
Common Questions
Is the The Plum Card from American Express discontinued?
Yes. No public welcome offer. Closed to new applicants 3/25/26. Pay early for 1.5% off, or float your bill 60 days. Discontinued March 2026.
What can I use instead of the The Plum Card from American Express?
The closest open alternatives we track are the Chase Ink Business Preferred, Chase Ink Business Unlimited, Capital One Venture X Business. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Plum is gone, but these cards do a similar job and are still accepting applications.
The biggest routine sign-up bonus in the business. Period.
$750 for free, every so often. The churnable workhorse.
The Venture X formula scaled up for serious business spend.
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 1.5xDiscount on any bill paid within 10 days of the due date
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Pay early for 1.5% off, or take up to 60 days to pay with no interest
- ✦No foreign transaction fees
- ✦No fee employee cards
Why it earns its spot
- +Unlimited 1.5% with no category games for early payers
- +60-day float is real working capital for cash-flow businesses
Where it costs you
- −Discontinued: closed to new applicants March 25, 2026
- −$250 fee needs about $17k/yr of early-paid spend to break even
The Compound Verdict
A cash-flow tool, not a rewards card, and Amex retired it in March 2026 in favor of the new Graphite lineup. Existing cardholders keep their accounts. If you have one and use the early pay discount, keep using it.
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