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Sallie Mae Rewards Mastercard

By Alex Compton · Last verified

5 percent on gas, groceries and Amazon-as-books, neutered in 2017.

8.3/10BarclayspersonalSallie Mae Cash Back
DiscontinuedBest for: The 5 percent Amazon workaround

Welcome Bonus

None recorded

Last recorded offer

Spend Requirement

None recorded

Last recorded requirement

Annual Fee

$0

Last recorded · No FTF

Credit Score

670+

(Good)

Common Questions

Is the Sallie Mae Rewards Mastercard discontinued?

Yes. Discontinued. 5 percent on gas, groceries and Amazon-as-books, neutered in 2017.

What can I use instead of the Sallie Mae Rewards Mastercard?

The closest open alternatives we track are the Wyndham Rewards Earner Card, JetBlue Card, GM Rewards Mastercard. Each links to our full review with its current offer and complete breakdown.

Open Alternatives

The Sallie Mae is gone, but these cards do a similar job and are still accepting applications.

Wyndham Rewards Earner Card card art

Free Gold status and 5x on gas without paying a dime.

Terms under review AF: Under reviewRating: 7.4/10
Full ReviewOffer Under Review
JetBlue Card card art
JetBlue CardBarclays

A free way to keep TrueBlue points flowing between trips.

Terms under review AF: Under reviewRating: 6.8/10
Full ReviewOffer Under Review
GM Rewards Mastercard card art

3x on everything, as long as everything you want is a Chevy, GMC, Buick or Cadillac.

Terms under review AF: Under reviewRating: 6.8/10
Full ReviewOffer Under Review

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (value)Spending Requirement ($)
$0$10$20$30$40$0$0.375$0.75$1.125$1.52015-012017-012019-012021-012023-012025-01Sign-Up BonusSpending Requirement ($)
ObservedOfferRequirementWhat changedEvidence
2016-09$25No recorded spendTerms reconfirmedFinal offer, applications closed September 30, 2016Archive record · no attached snapshot
2014-08$25No recorded spendEarliest record25 dollars after first purchase, the joke bonus on a serious 5 percent cardArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger

Event-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.

Historical record · spot an outdated offer? Report a correction above.

Last Recorded Earning Rates

These terms are historical context and are not presented as current.

  • 5xGas stationsOn the first 250 dollars per month
  • 5xGrocery storesOn the first 250 dollars per month
  • 5xBookstoresOn the first 750 dollars per month, and Amazon coded as a bookstore
  • 1xEverything else

Last Recorded Credits

No statement credits, this card wins on earn rates, not coupons.

Last Recorded Benefits

Confirm availability and enrollment requirements with the issuer.

  • Amazon gift card reloads at 5 percent through the bookstore category
  • Monthly caps reset 12 times a year instead of quarterly

Why it earns its spot

  • +Triple 5 percent categories on a no-fee card
  • +The 750 dollar monthly bookstore cap made it an Amazon card in disguise

Where it costs you

  • Tight monthly caps limited absolute earnings
  • Replaced overnight by a 2 percent card nobody wanted

The Compound Verdict

The Sallie Mae card paid 5 percent on gas, groceries and bookstores, and since Amazon coded as a bookstore the hobby treated it as a 5 percent Amazon card with a 750 dollar monthly allowance. Barclays stopped applications at the end of September 2016, and on March 1, 2017 existing cards were converted to the forgettable 2 percent Commence Mastercard, later folded into Barclaycard Rewards. Few nerfs were mourned louder.

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