Blue Cash Preferred
By Alex Compton · Last verified
6% at US supermarkets. The family grocery card.
Welcome Bonus
$250
≈$250 value
Spend Requirement
$3,000
in 6 months
Annual Fee
$95
2.7% FTF
Credit Score
670+
(Good)
Current offer note: $250 statement credit
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered $300 before; the current $250 is right at its typical $250. Elevated offers have been rare lately, so waiting is a gamble.
Current offer
$250
All-time high
$300
Typical offer
$250
In place since
January 2023
Last verified 2026-01-15 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 6xUS supermarkets (up to $6k/yr)
- 6xSelect US streaming
- 3xTransit and US gas stations
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦$0 intro annual fee first year
- ✦Amex Offers
- ✦Return protection
Why it earns its spot
- +6% groceries is the category ceiling
- +6% streaming is unique
Where it costs you
- −$6k grocery cap
- −Cash back, not transferable points
The Compound Verdict
If your household maxes the $6k grocery cap, that is $360/yr against a $95 fee. For pure cash-back families it is close to automatic.
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