Blue Cash Preferred
By Alex Compton · Last verified
6% at US supermarkets. The family grocery card.
Welcome Bonus
$300
≈$300 value
Spend Requirement
$3,000
in 6 months
Annual Fee
$95
2.7% FTF
Credit Score
670+
(Good)
Current offer note: Personalized offer advertised as high as $300 cash back; applicants may receive a lower offer or no offer
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Apply nowThis is the best public offer this card has ever had. In 4 tracked offers going back to 2021, nothing has beaten $300.
Current offer
$300
All-time high
$300
Typical offer
$275
In place since
September 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-09-04 | $300 | $3,000 in 6 mo | Bonus increased: $250 → $300Personalized cash-back offer advertised as high as $300 | American Express Blue Cash Preferred application page → |
| 2026-01 | $250 | $3,000 in 6 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2023-01 | $250 | $3,000 in 6 mo | Bonus decreased: $300 → $250 | Archive record · no attached snapshot |
| 2021-01 | $300 | $3,000 in 6 mo | Earliest record$300 | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Raised the personalized offer from $250 to as high as $300 and added the $120 Disney streaming credit and current introductory APR benefit.
Fields: currentOffer, offerHistory, credits, benefits, lastVerified
American Express Blue Cash Preferred application page →
Source checked 2026-09-04 · spot an outdated offer? Report a correction above.
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Earning Rates
- 6xUS supermarkets (up to $6k/yr)
- 6xSelect US streaming
- 3xTransit and US gas stations
- 1xAll other purchases
Credits ($120/yr stated)
- Disney streaming credit$120
$10 monthly after enrollment on eligible U.S. Disney+, Hulu, or ESPN streaming subscriptions
Benefits
- ✦$0 intro annual fee first year
- ✦12-month 0% introductory purchase and balance-transfer APR
- ✦Amex Offers
- ✦Return protection
Why it earns its spot
- +6% groceries is the category ceiling
- +6% streaming is unique
Where it costs you
- −$6k grocery cap
- −Cash back, not transferable points
The Compound Verdict
If your household maxes the $6k grocery cap, that is $360/yr against a $95 fee. For pure cash-back families it is close to automatic.
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