Blue Cash Preferred
6% at US supermarkets. The family grocery card.
★ 8.3/10American ExpresspersonalCash Back
View Current OfferBest for: Grocery-heavy households
Welcome Bonus
$250
≈$250 value
Spend Requirement
$3,000
in 6 months
Annual Fee
$95
2.7% FTF
Credit Score
670+
(Good)
Current offer note: $250 statement credit
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Sign-Up Bonus (value)Spending Requirement ($)
Last verified 2026-01-15 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 6xUS supermarkets (up to $6k/yr)
- 6xSelect US streaming
- 3xTransit and US gas stations
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦$0 intro annual fee first year
- ✦Amex Offers
- ✦Return protection
Why it earns its spot
- +6% groceries is the category ceiling
- +6% streaming is unique
Where it costs you
- −$6k grocery cap
- −Cash back, not transferable points
The Compound Verdict
If your household maxes the $6k grocery cap, that is $360/yr against a $95 fee. For pure cash-back families it is close to automatic.
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