Credit Compound
Mastercard
Biz Customized Cash
Business · No AF

Business Advantage Customized Cash Rewards

Pick your 3% category and let Preferred Rewards push it toward 5.25%.

★ 7.6/10Bank of AmericabusinessBank of America Cash Back
View Current OfferBest for: Concentrated business category spend

Welcome Bonus

$300

≈$300 value

Spend Requirement

$3,000

in 3 months

Annual Fee

$0

3% FTF

Credit Score

700+

(Good-Excellent)

Current offer note: $300 online cash bonus

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (value)Spending Requirement ($)
$0$100$200$300$400$0$1,000$2,000$3,000$4,0002022-012023-012024-012025-012026-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.

Earning Rates

  • 3xCategory of your choice
  • 2xDining
  • 1xEverything else

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • ✦Preferred Rewards for Business boosts cash back 25% to 75%
  • ✦Free employee cards
  • ✦Travel accident and auto rental coverage

Why it earns its spot

  • +3% in a category you pick, up to 5.25% with Platinum Honors
  • +No annual fee

Where it costs you

  • −$50,000 yearly cap on boosted categories
  • −3% foreign transaction fee
  • −1% everywhere else is below market

The Compound Verdict

A solid no fee workhorse if your business spends heavily in one of the six choice categories. With a Preferred Rewards for Business relationship the effective rate gets genuinely hard to beat. Without one, a flat 2% card probably serves you better.

View Current OfferBank of America application rules

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