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Bank of America Travel Rewards card art

Bank of America Travel Rewards

By Alex Compton · Last verified

1.5x everywhere, no fee, no FTF, and erase any travel purchase.

★ 7.5/10Bank of AmericapersonalBank of America Points
View Current OfferBest for: Simple travel rewards without portals

Welcome Bonus

25,000

≈$250 value

Spend Requirement

$1,000

in 3 months

Annual Fee

$0

No FTF

Credit Score

670+

(Good)

Current offer note: Worth $250 toward travel

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
010,00020,00030,00040,000$0$375$750$1,125$1,5002021-012022-012023-012024-012025-012026-012027-01Sign-Up BonusSpending Requirement ($)
ObservedOfferRequirementWhat changedEvidence
2026-0625,000$1,000 in 3 moTerms reconfirmedArchive record · no attached snapshot
2024-0125,000$1,000 in 3 moTerms reconfirmedArchive record · no attached snapshot
2021-0125,000$1,000 in 3 moEarliest recordArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger
  1. confirmed

    Terms unchanged

    Bank of America Travel Rewards product page →

Source checked 2026-10-19 · spot an outdated offer? Report a correction above.

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Earning Rates

  • 1.5xAll purchases

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • ✦Points erase any travel or dining purchase as a statement credit
  • ✦No FTF on a no-fee card
  • ✦BofA Rewards boosts earn to 2.25x at $100k in balances and 2.62x at $1 million

Why it earns its spot

  • +Redemption is flexible: any travel booked anywhere counts
  • +2.25x everywhere at the $100k Preferred Honors tier beats every flat-rate rival

Where it costs you

  • −Points are fixed value with no transfer partners
  • −Plain 1.5x without BofA Rewards status

The Compound Verdict

The anti-portal travel card. Book travel however you like and wipe it with points afterward. At the $100k Preferred Honors tier or above it becomes one of the strongest flat-rate earners on the market.

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