Brex Card
By Alex Compton · Last verified
The startup charge card that pays up to 7x and never touches your personal credit.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
Business
financials, no personal guarantee
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 30,000 | $3,500 in 3 mo | Terms reconfirmed30,000 points for $3,500 spend or 50,000 for $9,000 via the Brex fast track page; offers rotate | Archive record · no attached snapshot |
| 2025-06 | 30,000 | $3,500 in 3 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-11 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 7xRideshareTop multipliers require daily payments from a linked Brex business account
- 4xFlights and hotels booked through Brex Travel
- 3xRestaurants
- 2xSoftware subscriptions
- 1xEverything else
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦No personal guarantee or personal credit pull
- ✦Limits scale with company cash balance, often 10 to 20x a traditional card
- ✦Points transfer to airline partners or redeem for statement credit
- ✦Built-in expense management, bill pay, and multi-currency support
Why it earns its spot
- +Best-in-class category multipliers among corporate cards
- +Strong international support across 200+ countries
- +Real welcome offers, rare in this category
Where it costs you
- −Requires meaningful cash on deposit; tiny or unfunded businesses get declined
- −Top earn rates require the daily-pay account linkage
- −Capital One's pending acquisition, announced January 2026, adds product uncertainty
The Compound Verdict
The richest rewards engine in the corporate card space, built for funded startups with travel and software spend. The catch is the underwriting: Brex wants venture backing or a healthy cash balance, and the best multipliers require running your banking through them. Bootstrapped businesses with thin balances should look at Ramp.
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