Credit Compound
Mastercard
Brex Card
Business · No AF

Brex Card

The startup charge card that pays up to 7x and never touches your personal credit.

★ 8.2/10BrexbusinessBrex Points
View Current OfferBest for: Funded startups with travel-heavy spend

Welcome Bonus

30,000

≈$300 value

Spend Requirement

$3,500

in 3 months

Annual Fee

$0

No FTF

Credit Score

Business

financials, no personal guarantee

Current offer note: 30,000 points for $3,500 spend or 50,000 for $9,000 via the Brex fast track page; offers rotate

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
010,00020,00030,00040,000$0$1,250$2,500$3,750$5,0002026-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.

Earning Rates

  • 7xRideshare
  • 4xFlights and hotels booked through Brex Travel
  • 3xRestaurants
  • 2xSoftware subscriptions
  • 1xEverything else

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • ✦No personal guarantee or personal credit pull
  • ✦Limits scale with company cash balance, often 10 to 20x a traditional card
  • ✦Points transfer to airline partners or redeem for statement credit
  • ✦Built-in expense management, bill pay, and multi-currency support

Why it earns its spot

  • +Best-in-class category multipliers among corporate cards
  • +Strong international support across 200+ countries
  • +Real welcome offers, rare in this category

Where it costs you

  • −Requires meaningful cash on deposit; tiny or unfunded businesses get declined
  • −Top earn rates require the daily-pay account linkage
  • −Capital One's pending acquisition, announced January 2026, adds product uncertainty

The Compound Verdict

The richest rewards engine in the corporate card space, built for funded startups with travel and software spend. The catch is the underwriting: Brex wants venture backing or a healthy cash balance, and the best multipliers require running your banking through them. Bootstrapped businesses with thin balances should look at Ramp.

View Current OfferBrex application rules

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