Credit Compound

Brex

A corporate charge card and business banking platform built for venture-backed startups. Underwriting runs on company cash balances and investor backing rather than the founder's personal credit, so there is no personal guarantee and no FICO pull. Brex is now a wholly owned subsidiary of Capital One.

Application Rules

  • ▸Approval and limits key off cash on deposit and funding history; unfunded businesses with thin balances are routinely declined
  • ▸Rewards require an account in good standing with a linked account, and Brex can change multipliers at any time
  • ▸No public sign-up point offer appears on Brex's product page; its former fast-track offer page now returns 404

Tracked Brex Cards

Brex Card card art
Brex CardBrex

Terms checked 2026-10-12

The startup charge card that pays up to 7x and never touches your personal credit.

Special bonusAF: $0Rating: 8.2/10
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