Capital One Quicksilver
By Alex Compton · Last verified
1.5% on everything with no fee and no FTF. The honest default.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $200 | $500 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2023-06 | $200 | $500 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2021-01 | $200 | $500 in 3 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-09 · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 1.5xAll purchases
- 5xHotels & rental cars via Capital One Travel
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦No foreign transaction fee
- ✦Cash back converts to miles next to a Venture card
Why it earns its spot
- +$200 for $500 spend is among the easiest bonuses anywhere
- +No FTF on a free card
- +Upgrade path into Capital One miles
Where it costs you
- −1.5% trails the 2% flat-rate field
- −No bonus categories at all
The Compound Verdict
A fine starter card with the easiest bonus on the board, but 1.5% is no longer competitive as a long-term flat rate. Take the $200, then graduate to a 2% card or a Venture. Its best trick is converting to miles beside a Venture X.
Head-to-Head Comparisons
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