Capital One Quicksilver
1.5% on everything with no fee and no FTF. The honest default.
Welcome Bonus
$200
≈$200 value
Spend Requirement
$500
in 3 months
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Current offer note: $200 cash bonus
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 1.5xAll purchases
- 5xHotels & rental cars via Capital One Travel
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦No foreign transaction fee
- ✦Cash back converts to miles next to a Venture card
Why it earns its spot
- +$200 for $500 spend is among the easiest bonuses anywhere
- +No FTF on a free card
- +Upgrade path into Capital One miles
Where it costs you
- −1.5% trails the 2% flat-rate field
- −No bonus categories at all
The Compound Verdict
A fine starter card with the easiest bonus on the board, but 1.5% is no longer competitive as a long-term flat rate. Take the $200, then graduate to a 2% card or a Venture. Its best trick is converting to miles beside a Venture X.
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