VisaChase Freedom (Original)
The original 5 percent rotating workhorse, retired but never killed.
Welcome Bonus
None
Discontinued
Spend Requirement
None
Annual Fee
$0
3% FTF
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 5xRotating quarterly categories
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Points are full Ultimate Rewards, transferable when paired with a Sapphire or Ink Preferred
- ✦Existing holders still get the same quarterly calendar as Freedom Flex
Why it earns its spot
- +Defined the modern rotating 5 percent category card
- +Still fully functional for grandfathered holders, and reachable by product change
Where it costs you
- −Visa version lacked Freedom Flex extras like cell phone protection
- −1 percent base earning outside the rotating categories
The Compound Verdict
The original Freedom carried the 5 percent rotating banner for over a decade and anchored countless Chase trifectas. In September 2020 Chase replaced it with the Mastercard-based Freedom Flex and stopped new applications, but nothing about the card itself died: grandfathered holders keep the same calendar, and downgraders can still land on it. It is the gentlest retirement on this list.
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